Closed Period for SSDI and SSI

Closed Period for SSDI and SSI

Closed Period for SSDI and SSI

What Is a Closed Period of Disability?

A Closed Period of Disability refers to a situation where an applicant was disabled for a specific time but has since recovered or improved enough to return to work. This period must last at least 12 consecutive months, and the applicant must provide medical evidence proving their past disability.

Who Qualifies for a Closed Period?

To qualify, an individual must:

  • Have been unable to engage in Substantial Gainful Activity (SGA) for at least 12 months.

  • Have sufficient medical documentation covering the entire period of disability.

  • No longer be disabled at the time of filing or decision.

How to Apply for a Closed Period

Applicants must:

  1. File a disability claim with SSA and specify that they are requesting a closed period.

  2. Provide thorough medical records showing the severity and duration of their disability.

  3. Document work history to confirm they were unable to work during the period.

Benefits of a Closed Period

  • Lump-Sum Back Pay: If approved, individuals receive a lump-sum payment covering the eligible months within the closed period.

  • No Continuous Disability Requirement: Unlike ongoing SSDI claims, the applicant does not need to prove continued disability beyond the closed period.

Considerations and Challenges

  • Five-Month Waiting Period: SSDI claims for a closed period are subject to the standard five-month waiting period.

  • Medical Evidence Is Critical: The claim requires strong medical documentation demonstrating that the applicant met SSA’s disability criteria.

  • Legal Representation May Help: Many applicants seek legal assistance to ensure proper documentation and a strong case.

Are you ready to apply for SSDI?

A closed period of disability can provide financial relief for those who were temporarily disabled but later returned to work. Proper documentation and a well-prepared application significantly improve the chances of approval.


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